Playbook
Wellbeing and your Life Score
Money is only one axis in Quidsmith. Running quietly alongside it is wellbeing, built from three standing habits, and it shapes both how your life goes and how the game scores it at the end.
The three habits
Wellbeing comes from diet, exercise and community standing. Crucially, they are funded as a cost-neutral carve-out of your living costs: the money is already being spent, so investing in wellbeing is a choice about where the same spending goes, not an extra bill. That makes it one of the few genuinely free improvements on the board.
Why it matters during the game
Wellbeing is not just cosmetic. Its lifelong average feeds a subtle health effect and, importantly, lowers your chance of needing the most expensive residential care later. It even interacts with annuity pricing. Looking after yourself across the decades quietly reduces the biggest costs of old age.
The Life Score is a geometric mean
On the win screen your Life Score blends wealth against par with wellbeing, and it uses a geometric mean. The maths matters: a geometric mean punishes imbalance. Being enormously rich but neglecting wellbeing does not max the score, because a low value on one axis drags the whole result down.
Because wellbeing is funded from spending you were making anyway, keeping the three habits reasonably high is close to a free win: better health, lower care risk, and a stronger Life Score. Money alone does not top the ending. A life that is both comfortable and well-lived does.